TERMS AND CONDITIONS
Last updated: August 2025
These Terms and Conditions govern your use of the Creative Folks Business Solutions website (the “Site”), located at www.creativefolks.ca, and the services, resources, and content offered by Creative Folks Business Solutions (“we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, discontinue use immediately.
1. Use of the Site
You may use the Site for lawful purposes only. You agree not to:
• Use the Site in any way that disrupts its functionality or security.
• Attempt to gain unauthorized access to any portion of the Site.
• Use the Site to transmit harmful, fraudulent, or infringing content.
• Copy, reproduce, modify, or distribute Site materials without permission.
We may modify, suspend, or restrict access to any part of the Site at any time without notice.
2. Services
Creative Folks Business Solutions provides consulting, coaching, program development, marketing services, templates, and digital resources. All services are subject to availability. We may update or discontinue services at any time.
Service descriptions on the Site are provided for general information and may change without notice.
2. Services
Creative Folks Business Solutions provides consulting, coaching, program development, marketing services, templates, and digital resources. All services are subject to availability. We may update or discontinue services at any time.
Service descriptions on the Site are provided for general information and may change without notice.
3. Intellectual Property
All content on the Site—including text, branding, graphics, logos, downloadable materials, templates, digital products, and design elements—is the intellectual property of Creative Folks Business Solutions unless otherwise stated.
You may not use, copy, or distribute our intellectual property without written consent.
4. Payment and Billing
Where applicable, services and digital products must be paid for in full at the time of purchase unless a written agreement provides otherwise.
All sales of digital products are final. Refunds for consulting services are governed by the individual service agreement or invoice terms.
5. No Guarantees
Business outcomes depend on multiple factors outside our control. We do not guarantee any specific financial, operational, or marketing results. All recommendations and guidance are provided based on professional expertise, but results may vary.
6. Third-Party Links
The Site may contain links to third-party websites or tools. These are provided for convenience only. We are not responsible for the content, security, or privacy practices of any third-party sites.
7. Client Responsibilities
When engaging our services, you agree to:
• Provide accurate and complete information.
• Participate in the process as required for the successful delivery of services.
• Respect intellectual property and usage guidelines for templates, workbooks, and digital materials.
8. Limitation of Liability
To the fullest extent permitted by law, Creative Folks Business Solutions is not liable for:
• Indirect, incidental, or consequential damages.
• Loss of income, profits, business opportunities, or data.
• Any decisions made or actions taken based on the information or services provided.
Your sole remedy for dissatisfaction with the Site is to discontinue use.
9. Indemnification
You agree to indemnify and hold Creative Folks Business Solutions harmless from any claims, losses, damages, liabilities, and expenses arising from your use of the Site or services, breach of these Terms, or violation of any law or third-party rights.
10. Privacy
Your use of the Site is also governed by our Privacy Policy. By using the Site, you consent to the data practices described there.
11. Modifications to Terms
We may update these Terms at any time. The updated version will be posted on this page with a revised “Last updated” date. Continued use of the Site after changes constitutes acceptance.
12. Governing Law
These Terms are governed by the laws of the Province of British Columbia, Canada. Any disputes will be resolved in the courts of British Columbia.
13. Contact
For questions regarding these Terms, contact:
Creative Folks Business Solutions
Email: [email protected]
Website: www.creativefolks.ca
